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NEMAH is currently offering the following programs and counseling services:
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Programs:USDA Water Well Program MSHDA HPR Iosco County: Oscoda Charter Township & AuSable Township MSHDA ADR/HPR City of Alpena: North Side Ogemaw County Home Improvement Program Presque Isle County Home Improvement Program
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Counseling Services:Homebuyer Education - Group & Individual Homeownership counseling (LINKS/MSHDA certified) Foreclosure Prevention Counseling Financial Management Education Pre-Purchase/Credit Repair Counseling Pre-Purchase Home Inspection Funds Home Maintenance Training FSS/Key to Own Counseling Home Choice Counseling HELP Loan Counseling Down Payment Assistance Delinquency Counseling Lead-based paint "safe work practices" training
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For individuals and families looking for home purchase options, please use our standard application:
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For residents of Presque Isle and Ogemaw counties we currently offer specific home improvement programs for existing homeowners. Check out the following applications and flyer:
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SAVE THE DREAM Foreclosure Prevention Counseling Information from the Michigan State Housing Development Authority (MSHDA):
Click here for more information
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Foreclosure Prevention Counseling: Print instructions and then print and fill out the Household Profile, Counseling Agreement and the Budget worksheet.
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Use the following chart to see if your or your family's income may qualify you for assistance according to the most recent HUD data:
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